Medicare  Savings Programs  is also known as Medicare Buy-In programs or Medicare  Premium  Payment Programs ,  this helps you pay your Medicare costs if you have limited income and savings.  There are three main programs each with different benefits and eligibility requirements: Qualified Medicare  Beneficiary  (QMB) : Pays for Medicare Parts A and B  premiums. If you have QMB, typically   you should not be billed   for Medicare-covered services when seeing Medicare providers or providers in your   Medicare Advantage   Plan’s   network . Specified Low-income Medicare Beneficiary (SLMB) : Pays for Medicare  Part B  premium. Qualifying Individual (QI) Program : also pays for Medicare Part B premium. If you will enroll, you will also automatically get  Extra Help.   To qualify for an MSP, you must have Medicare  Part A  and meet income and asset guidelines.  If you do not have Pa...

I have ESRD. Am I eligible for Medicare? You can apply for Medicare no matter how old you have all of these: ·          Your kidneys no longer work ·          You need regular dialysis or have had a kidney transplant ·          One of these applies to you: ·        You've worked the required amount of time under Social Security, the Railroad Retirement Board (RRB), or as a government employee ·        You’re already getting or are eligible for Social Security or Railroad Retirement benefits ·     You’re the spouse or dependent child of a person who meets either of the requirements listed above. You may contact  Social Securit y  for more information. If you get benefits from the Railroad Retirement Board (RRB), call 1-877-772-5772. I’m on kidney dialysis or ...