I have ESRD. Am I eligible for Medicare? You can apply for Medicare no matter how old you have all of these: ·          Your kidneys no longer work ·          You need regular dialysis or have had a kidney transplant ·          One of these applies to you: ·        You've worked the required amount of time under Social Security, the Railroad Retirement Board (RRB), or as a government employee ·        You’re already getting or are eligible for Social Security or Railroad Retirement benefits ·     You’re the spouse or dependent child of a person who meets either of the requirements listed above. You may contact  Social Securit y  for more information. If you get benefits from the Railroad Retirement Board (RRB), call 1-877-772-5772. I’m on kidney dialysis or ...

Some Medicare Advantage Plans cover services that are not covered by Original Medicare. Common supplemental benefits include dental care, vision care, and hearing aids. In 2019, Medicare Advantage Plans were granted more flexibility in the supplemental benefits. This includes the ability to offer benefits that are not directly considered medical care and this might include in-home supports and home modifications. For this year, 2020, plans are now allowed to begin offering supplemental benefits that are not primarily health-related for individuals who have chronic illnesses. These benefits might include meal delivery, transportation for non-medical needs, and home air cleaners.  Fact:  Medicare Advantage Plans, sometimes referred to as Part C, contract with the federal government and are paid a fixed amount per person to provide Medicare benefits. Plans must provide all Part A and Part B services offered by Original Medicare, but can do so wit...

What services does Medicare cover? Medicare Part A and Part B cover certain medical services and supplies in hospitals, doctor's offices and other health care settings. Prescription drug coverage is provided by Medicare  Part D.  If you have both Part A and Part B, you can get all of the Medicare-covered services listed in this section. PART A COVERAGE Part A or Hospital Insurance helps cover; Inpatient care in hospital Inpatient care in skilled nursing facility Hospice care Inpatient care in a religious non-medical health care institution You can find out if you have Part A by looking at your red, white and blue Medicare card. If you have it, it will be listed as  HOSPITAL  and will have an effective date. Part A-covered services Blood -  If the hospital gets blood from a blood bank at no charge, you won't ave to pay for it or replace it. If the hospital has to buy blood for you, you must either pay the hospital costs ...

Do I need to get Medicare Part B?, I am so undecided, can you help me get the best choice? If you're in a level of great confusion about whether to get Medicare Part B or not, perhaps this will help you decide or this will give you an ample idea as to what you need to know just in case. If you have one of the following aside from Medicare Part A, then you must know these; EMPLOYER/UNION COVERAGE : If you or your spouse or family member (disability) is still working and you have health coverage through that employer, contact your employer to find out how your coverage works with Medicare.  This includes federal or state employees and active-duty military service.  It might be an advantage to you to delay Part B enrollment. Remember, coverage based on current employment does not include  COBRA, RETIREE COVERAGE, VA COVERAGE, and INDIVIDUAL HEALTH COVERAGE. TRICARE : If you have  TRICARE  ( health care program for active-duty and retired service m...