Medicare Part B , which includes a variety of outpatient services cover medically necessary clinical diagnostic laboratory tests when a doctor or other practitioner orders them. Medically necessary clinical diagnostic laboratory tests are generally not subject to coinsurance or deductible. It will cover medically necessary imaging tests, such as computed tomography (CT) scans, as needed for treatment purposes for lung infections, however not for screening asymptomatic patients. For those imaging tests paid by Part B, beneficiary coinsurance and deductible would apply. If the Part B deductible ($198 in 2020) applies to the Part B services, beneficiaries must pay all costs - up to the approved amount of Medicare until the beneficiary meets the yearly Part B deductible. Once it is met, Medicare pays its share, and beneficiaries typically pay 20% of the approved amount of the service, except laboratory tests. There’s no yearly limit for what a beneficiary pays out-of-pocket tho...

There will be new rates for Medicare costs this year, 2020. The premium will rise by nearly 7% to $144.60 a month, up to $135.50 in 2019. Upper-income retirees pay higher premiums and those rates also are going up. The annual deductible for Part B coverage, which includes doctor visits and outpatient care, also will go up by 7% to $198, an increase of $13 from the annual deductible of $185 in 2019. The announcement comes nearly a month after the Social Security Administration set a modest 1.6% cost-of-living adjustments to benefits in 2020, which works out to approximately $24 a month for the average retired worker . Medicare Part B Income-related Monthly Adjustments Since 2007, a beneficiary's Part B monthly premium is based on his or her income. These income-related monthly adjustments amounts (IRMAA) affect roughly 7% of people with Medicare Part B.   Beneficiaries who file individual tax returns with income Beneficiaries who file joint tax ret...