Medicare Supplement Plans (Medigap) in Florida Medicare Supplement (Medigap) plans in Florida are designed to help cover health-care costs associated with Original Medicare, Part A, and Part B, like copayments, coinsurance, deductibles, and other out-pocket expenses. As a beneficiary in Florida, you may have a number of Medicare Supplement plan options depending on where in Florida you live, so it may be a good idea to understand what each Medigap insurance plan covers, so you can look for a plan that works for your health and budget needs.   How Medigap plans work in Florida There are 10 standardized Medigap plans identified by one of 10 letters (A, B, C, D, F, G, K, L, M, and N), with all plans of the same letter offering the same benefits. For example, if you buy a Medigap Plan G in Miami, it will have the same benefits as a Medigap Plan G in Fort Lauderdale – though, policy premiums may differ. The same 10 plans are available in 47 states, including Florida, with t...