I know that you have so many things you want to know about Medicare and most of the time you don't want to read long articles. So, I've gathered 10 frequently asked questions to help you around.  1. What is Medicare? Medicare is the federal health insurance program for  people age 65 and over or c ertain people younger than 65 with disabilities.  They are also for p eople with   amyotrophic lateral sclerosis (ALS) , also known as Lou Gehrig’s disease and  with  end-stage renal disease (ESRD) , also known as permanent kidney failure 2. What are the different parts of Medicare? Medicare is divided into 3 parts; Part A (Hospital Insurance), covering Inpatient care in hospitals, skilled nursing facility care, Hospice care or Home health care. Part B (Medical Insurance), covering services from doctors and other health care providers, outpatient care, home health care, durable medical equipment like a wheelchair, walkers, hospital be...

Which Medicare Plan suits you best The most comprehensive plan that is currently available is Medigap Plan F , which covers all of the gaps in Medicare. The next most comprehensive plan is Plan G , which covers nearly as much, with the Part B deductible being the only difference. Finally,  the  Plan N is probably the third most popular plan because it operates similarly to Plan G except that you pay copays for doctor and E.R. visits, and also, you will pay your own excess charges out-of-pocket. Medigap Plans are Standardized There are currently 10 different Medigap plans that are standard across most states. (Massachusetts, Minnesota and Wisconsin have their own plan standards.) This means that Plan A offered by Company X in Anaheim is exactly the same as Plan A offered by Company Y in Boise. While premiums may differ, benefits and coverage are the same. Medigap is offered by private insurance companies. These companies do not have to offer all 10 pla...