What if I need help paying my Medicare Health Care costs? People who have limited income and resources can also seek help in paying their Medicare Health Care costs. Below are the different programs they can choose depending on their qualification.  Medicare Savings Programs If you have limited income and resources, you may be able to get help from your state to pay your Medicare costs if you meet certain conditions. 4 kinds of Medicare Savings Programs: Qualified Medicare Beneficiary (QMB) Programs: If you're eligible, the QMB Program helps pay for Part A and/or Part B premiums . Also, Medicare providers aren't allowed to bill you for services and items Medicare covers, including deductibles, coinsurance, and copayments . If you get a bill for these charges, tell your provider or debt collector that you're in QMB Program and can't be charged for items and services Medicare covers. If you've already made payments on a bill for services and i...