Lumaktaw sa pangunahing content

Protecting Yourself from Identity Theft


How can I protect myself from identity theft?

Identity theft happens when someone uses your personal information without your consent to commit fraud or other crimes. Personal information includes things like your name and your Social Security, Medicare, credit card or bank account numbers, and your Medicare.gov user name and password. Guard your cards and protect your Medicare and Social Security Numbers. Keep this information safe.

Only give personal information, like your Medicare Number, to doctors, insurers or plans acting on your behalf and/ or trusted people in the community who work with Medicare like your State Health Insurance Program (SHIP). Don't share your Medicare Number or other personal information with anyone who contacts you by phone, email, or in person. Medicare, or someone representing Medicare, will only call you in limited situations:
  • Medicare health or drug plan can call if you're already a member of the plan. The agent who helped you join can also call.
  • A customer service representative from 1-800-MEDICARE can call you if you've called and left a message, or a representative said that someone would call you back. If you suspect identity theft or feel like you gave your personal information to someone you shouldn't have, call your local police department and the Federal Trae Commission's ID Theft hotline at 1-877-438-4338. TTY users can call 1-866-653-4261. Visit ftc.gob/idtheft to learn more.

How can I protect myself from fraud and medical identity theft?

Medical fraud and medical identity theft can cost taxpayers billions of dollars each year. Medical identity theft is when someone steals or uses your personal information to submit fraudulent claims to Medicare and other health insurers without your permission. When you get health care services, record the dates on a calendar and save the receipts and statements you get from providers to check for mistakes. If you think you see an error or are billed for services you didn't get, take these steps to find out what was billed:

  • Check your "Medicare Summary Notice" (MSN) if you have Original Medicare to see if the service was billed to Medicare. If you're in a Medicare health plan, check the statements you get from your plan.
  • If you know the health care provider or supplier, call and ask for an itemized statement. They should give this to you within 30 days.
  • Visit MyMedicare.gov to view your Medicare claims if you have Original Medicare. Your claims are generally available online within 24 hours after processing. You can also download your claims information by suing Medicare's Blue Button.

If you've contacted the provider and you suspect that Medicare is being charged for a service that you didn't get, or you don't know the provider on the claim, call 1-800-MEDICARE.

Visit Medicare.gov, or contact your local Senior Medicare Patrol (SMP) for more information.
For information about the SMP program, visit smpresources.org or call 1-877-808-2468.
You can also visit oig.hhs.gov or call the fraud hotline of the Department of Health and Human Services Office of the Inspector General at 1-800-HHS-TIPS (1-800-447-8477). 







Mga Komento

Mga sikat na post sa blog na ito

Medicare and Living Abroad

Medicare   enrollment  can be complicated if you live outside the United States. This means that you do not live inside the  50 states of the U.S, the District of Columbia, Puerto Rico, the Virgin Islands, Guam, American Samoa, or the Northern Mariana Islands. Although Medicare does not typically cover medical costs you receive when you live abroad, you still need to choose whether to enroll in Medicare when you become eligible or to turn down enrollment.  This is subject to consideration as well; Whether you plan to return to the U.S. Whether you are working or volunteering outside the U.S. The potential costs of delayed enrollment If you are  65 or older and qualify for Medicare , you can enroll in Medicare Parts A and B, also known as  Original Medicare , either before or after you leave the U.S . However, you must remember that Medicare will typically not cover medical care you receive outside the U.S.  Part A coverage is the best to keep eve...

Additional Information on Medicare for Kids

Medicare for Kids Covered Services All states provide comprehensive coverage for children, including: Routine check-ups Immunizations Doctor visits Prescriptions Dental and vision care Inpatient and outpatient hospital care Laboratory and X-ray services Emergency services Some specific benefits may be different from state to state. How do I find a health care provider in my area who accepts Medicaid or CHIP? If you already have a health care provider for your child, ask if he or she accepts Medicaid, CHIP, or the health plan you selected. If you've been getting care from a provider that doesn't accept Medicaid, CHIP, or any of its health plans, you may be able to keep using that provider for a short time until you can find another provider. Most Medicaid and CHIP programs and health plans have websites that tell you which providers are available. Call  your state Medicaid or CHIP agency   or your health plan's member services de...

NCOV -19 and MEDICARE 2020

Medicare Part B , which includes a variety of outpatient services cover medically necessary clinical diagnostic laboratory tests when a doctor or other practitioner orders them. Medically necessary clinical diagnostic laboratory tests are generally not subject to coinsurance or deductible. It will cover medically necessary imaging tests, such as computed tomography (CT) scans, as needed for treatment purposes for lung infections, however not for screening asymptomatic patients. For those imaging tests paid by Part B, beneficiary coinsurance and deductible would apply. If the Part B deductible ($198 in 2020) applies to the Part B services, beneficiaries must pay all costs - up to the approved amount of Medicare until the beneficiary meets the yearly Part B deductible. Once it is met, Medicare pays its share, and beneficiaries typically pay 20% of the approved amount of the service, except laboratory tests. There’s no yearly limit for what a beneficiary pays out-of-pocket tho...