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FAQs on Medicare for Kids















Is my child eligible for Medicaid or the Children's Health Insurance Program?
States have different income eligibility rules. But in most states, children up to age 19 with family income up to $49,200 per year, for a family of four may qualify for Medicaid or the CHIP.
Medicaid and CHIP coverage is for U.S. citizens and certain lawfully present immigrants. 

Are teenagers eligible for coverage?
Yes, in every state, children from birth until their 19th birthday may be eligible for coverage. Young people up to 21 may be eligible for Medicaid. Youth who have "aged out" of foster care can be covered under Medicaid until they reach 26 and there is no income limit for these youth.

I have a job. Can my children and teens still qualify?
Yes, many children who are eligible for Medicaid and CHIP are in families where one or both parents are working. Working parents may not have health coverage through their jobs or the health plans they're offered may not cover their children. Many working families can't afford health insurance on their own.
In many states, children from a family with higher income can also qualify for Medicare or CHIP.

Who can apply for Medicaid and CHIP for a child?
A parent, grandparent, guardian or other authorized representative can apply on behalf of a child. If you're a teenager living on your own, your state may allow you to apply for Medicaid on your own behalf or any adult may apply for you.

What if my children and teens are covered by Medicaid or CHIP already?
That would be great. They already have comprehensive health insurance.

Is there a limit on the amount of time my child or teen can remain enrolled in Medicaid or CHIP?
Children and teens can stay covered as long as they qualify. However, renewal for their coverage should be done once a year.

How do I know when to renew Medicaid or CHIP coverage for my child or teen?
The program will contact you to let you know that it is time to renew your child's coverage.

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Lifetime Reserve Days

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