Lumaktaw sa pangunahing content

COMPLAINTS and APPEALS

What is a Complaint?

A complaint is a statement that a situation is unsatisfactory or unacceptable. In healthcare, it can be about the quality of care you got or are getting.

For example, you can file a complaint if you have a problem calling the plan, or you're unhappy with how a staff person at the plan treated you.



What is an Appeal?

An appeal is to make a serious or urgent request, typically to the public. You file an appeal if you have an issue with a plan's refusal to cover a service, supply, or prescription.


Filing a Complaint

If you have concerns about the quality of care or other services you get from a Medicare provider and if you are not satisfied, you can always file a complaint. How you will file depends on what your complaint is all about.


It can either be:

  • A doctor, hospital, or provider

  • Your health or drug plan

  • Quality of your care

  • Your dialysis or kidney transplant care

  • Durable medical equipment


If you need help filing a complaint, you can
contact your State Health Insurance
Assistance Program (SHIP) for free personalized help.


Filing an appeal

You can appeal if Medicare or your plan denies one of these:

  • Your request to get a health care service, item, or

  • the drug you think should be covered, provided, or continued.

  • Your request for payment for a health care service, item, or drug you already got.

  • Your request to change the amount you pay for a health care service, item, or drug

​​​​
If you decide to appeal, ask your doctor, health care provider, or supplier for any information that may help your case. See your plan materials, or contact your plan for details about your appeal rights.

You can find your plan's contact information on your plan membership card. Or, you can search for your plan's contact information.

The appeals process has 5 levels. If you disagree with the decision made at any level of the process, you can generally go to the next level. At each level, you'll get instructions in the decision letter on how to move to the next level of appeal.

Mga Komento

Mga sikat na post sa blog na ito

Medicare Part D Costs for 2020

Before 2006, Medicare did not cover prescription medications. There was a limited number of medications that were offered under Medicare Part Band,  and otherwise, you had to pay for your medications out of pocket. In 2003, everything had changed when President George W. Bush passed the Medicare Prescription Drug, Improvement, and Modernization Act (MMA). This is what we now know of as  Medicare Part D , an optional part of Medicare that provides prescription drug coverage. Part D plans are run by private insurance companies and not by the government. However, the federal government sets guidelines on what basic medications are covered and how much you can be charged.  A deductible is the amount of money you spend out of pocket before your prescription drug benefits begin. Your plan may or may not have a deductible. The maximum deductible a plan can charge for 2020 is set at $435. It has increased by  $20 from 2019...

Medicare and Hospital Discharged Planning

Hospital  discharge  planning is a process that determines what kind of care you will need after you leave the hospital. This discharge plans can help prevent future readmissions , and they should make your move from the hospital to your home or another facility as safe as possible. Medicare  requires hospitals to screen  inpatients  and provide discharge p lanning for those who need it. But this  is only mandatory for hospital inpatients, if you are an  outpatient, possibly  on  observation status,   Medicare will not require screening or discharge planning. However, there are some states that provide outpatients with rights to discharge planning services. For more information on discharge planning in your state, please contact your  State Health Insurance Assistance Program (SHIP) . Your  discharge plan  should include information about where you will be discharged to, the types of care you need, and who will provi...

Medicare & group health plan after you retire

Will my group health plan still work after I retire? It would depend on the terms of your specific plan. Other employers might not offer any health coverage after your retirement and even if you can get one, it might have different rules and might not work the same way with Medicare. When you have retiree coverage from an employer or union, they usually manage this coverage. Employers aren't required to provide retiree coverage, and if they would, they can change benefits or premiums, or even cancel coverage.  They may offer coverage that limits how much it will pay. It might only provide a stop-loss coverage that starts paying your out-of-pocket costs only when they reach of coverage that's covered. What happens to my retiree coverage when I'm eligible for Medicare? When you become eligible for Medicare, you will need to have both Medicare Part A and Medicare Part B to get full benefits from your retiree coverage. If your former employer offers retiree...