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COVID-19 Update : March 27, 2020

NCOV-19 or COVID-19 or Novel Coronavirus is an infectious disease caused by a newly discovered coronavirus. People infected with NCOV-19 will likely to have mild to moderate respiratory illness. In older people, especially those who have underlying medical problems, a serious illness will likely arise. It starter in Wuhan, China and has spread dynamically to other countries, including the U.S.

As of March 27, 2020, there had been already a total of 85,612 confirmed cases of COVID-19 and total death of 1,301. This included both confirmed and presumptive positive cases of COVID-19 reported or tested at CDC since January 21, 2020.

President Trump declared on January 31, 2020, COVID-19 as a Public Health Emergency and also on that day, the 195 American evacuees from Wuhan, China undergo a federal quarantine for 14 days.





















HOW IS THIS TRANSMITTED?

COVID-19 is believed to be transmitted person-to-person, between a person who is in close contact with one another and through respiratory droplets produced when an infected person coughs or sneezes. These droplets can land in the mouth or nose of people nearby or possibly be inhaled into the lungs. However, there are reported cases of the virus being spread before people show symptoms or what they call asymptomatic

People can also get infected simply by touching a surface or object contaminated with the virus and then touching their mouth, nose or possibly their eyes after. However, this is not thought to be the main way the virus spreads. 


WHAT ARE ITS SYMPTOMS?

Starting from a range of mild symptoms at the onset of the infection until it gets severe that it will, unfortunately, lead to death if not treated.

Mild symptoms usually appear 2-14 days after exposure. That is the incubation period of Mers-COV viruses. These symptoms include;
  • fever
  • cough
  • shortness of breath
  • sore throat
  • headache
EMERGENCY WARNING SIGNS - you must get medical attention immediately
  • trouble breathing
  • persistent pain or pressure in the chest
  • inability to arouse
  • bluish lips or face


HOW TO PROTECT MYSELF?

There is no vaccine yet for the prevention of the disease, nor approved formulation for its treatment, thus the best way to prevent this illness is to avoid being exposed. However, we can follow these simple guidelines to always keep ourselves clean at all times.

1. CLEAN YOUR HANDS OFTEN

  • Wash hands with soap and water for at least 20 seconds using the proper handwashing technique. 
  • If soap and water are not readily available, you can use hand sanitizer that contains at least 60% alcohol. Rinse hands as often as possible. Avoid touching your
  • Avoid touching your eyes, nose, and mouth with unwashed hands

2. AVOID CLOSE CONTACT

  • Put distance between you and other people at all times.

HOW TO PROTECT OTHERS?
  • Stay home if you're sick
  • Cover your mouth and nose with a tissue when you cough or sneeze, or use the inside of your elbow.
  • Throw used tissue in the trash 
  • Immediately wash your hands  with soap and water (proper handwashing technique)
  • Wear a face mask when you are sick
  • Clean and disinfect frequently touched surfaces and areas daily




 
Source: www.cdc.gov

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NCOV -19 and MEDICARE 2020

Medicare Part B , which includes a variety of outpatient services cover medically necessary clinical diagnostic laboratory tests when a doctor or other practitioner orders them. Medically necessary clinical diagnostic laboratory tests are generally not subject to coinsurance or deductible. It will cover medically necessary imaging tests, such as computed tomography (CT) scans, as needed for treatment purposes for lung infections, however not for screening asymptomatic patients. For those imaging tests paid by Part B, beneficiary coinsurance and deductible would apply. If the Part B deductible ($198 in 2020) applies to the Part B services, beneficiaries must pay all costs - up to the approved amount of Medicare until the beneficiary meets the yearly Part B deductible. Once it is met, Medicare pays its share, and beneficiaries typically pay 20% of the approved amount of the service, except laboratory tests. There’s no yearly limit for what a beneficiary pays out-of-pocket tho

Cardiovascular Disease Risk Reduction

Cardiovascular disease generally refers to conditions that can lead to a heart attack or stroke. Cardiovascular disease risk reduction visits can help detect and prevent this disease. How to know if I am Eligible? Medicare   Part B  covers an annual cardiovascular disease risk reduction visit with your primary care  provider . You do not need to show any signs or symptoms of cardiovascular disease to qualify for screening, but you must be considered competent and alert when counseling is provided.  During the screening, your provider may; Encourage aspirin use if the benefits outweigh the risks You are a man  of age 45-79 Or a woman of age 55-79 Screen for high blood pressure if you are age 18+ Provide behavioral counseling and tips to encourage a healthy diet Note: Men under 45 and women under 55 are not encouraged to use aspirin as a tool to reduce cardiovascular disease. How much will it cost? If you are eligible,  Original Medicare  will cover your cardiovascular disease risk red

Lifetime Reserve Days

There are  90 days of  inpatient  hospital care coverage on Original Medicare for each  benefit period , In addition, you also have an additional 60 days of coverag e , called LIFETIME RESERVE DAYS .   These Lifetime Reserved Days  can be used only ONCE, and you will pay a  coinsurance  for each of it. To have a better understanding of it, let’s imagine an individual who had a 120-day  Medicare -covered inpatient stay, this means that they used 30 lifetime reserve days. After they have been out of the hospital for 60 days in a row, they will be eligible for another 90 days of hospital coverage because they will be in a new  benefit period . However, if they need  inpatient care  beyond the benefit period maximum, they will only have 30 of their 60 lifetime reserve days remaining. The above example illustrates that lifetime reserve days do not have to be applied to the same hospital stay. If you need to stay in the hospital twice for 120 days each time during different benefit