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Coronavirus and NCOV19 : Everything you need to know

What is
Coronavirus?
Coronaviruses are a family of viruses that causes respiratory illness in people once infected. They circulate among animals, including camels, cattle, cats, and bats. They have this crown-like shape or halo thus called - Corona. Coronaviruses are zoonotic, meaning they are transmitted between animals and people.  Detailed investigations found that SARS-CoV was transmitted from civet cats to humans and MERS-CoV from dromedary camels to humans. Several known coronaviruses are circulating in animals that have not yet infected humans. 

Common signs of infection include respiratory symptoms, fever, cough, shortness of breath and breathing difficulties. In more severe cases, the infection can cause pneumonia, severe acute respiratory syndrome, kidney failure, and even death. 

How is the Novel Coronavirus, COVID-19 Different from Other Coronaviruses?
Just like other viruses that cause smallpox, chickenpox, and monkeypox, different coronaviruses also causes different diseases in people. The Severe Acute Respiratory Syndrome coronavirus causes SARS and the Middle East Respiratory Syndrome coronavirus causes MERS. The novel coronavirus, COVID-19 is one of seven types of known human coronaviruses. COVID-19 evolved from a virus previously found in animals.

What are the Signs and Symptoms of COVID-
19 infection?









Patients with confirmed COVID-19 infection has reportedly had mild to severe respiratory illness with symptoms such as fever, cough, and shortness of breath. Today's new strain includes diarrhea as its sign and symptom.

What Should I Do if I Think I Have Been
 Infected with COVID-19?
Alert your healthcare provider immediately if you think you may be infected with COVID-19, including if you have been exposed to someone with the virus and have signs and symptoms of infection. If you are experiencing symptoms, you should tell your healthcare provider about any recent travel to areas where COVID-19 is spreading.
If you believe you have been exposed to the job, alert your supervisor or occupational health clinic immediately.
However, the new strain of NCOVID now develops asymptomatic cases or people don’t show signs and symptoms and they are not aware that they have already been infected. Thus, if you have a history of traveling outside your state or outside the country, you must submit yourself for testing so as to rule out the possibility of being infected.

How is COVID-19 Diagnosed?
Your healthcare provider can determine if your signs and symptoms are explained by other causes, or if there is reason to suspect you may have COVID-19. If laboratory testing is appropriate, your healthcare provider will work with health officials in your state.

How is COVID-19 Treated?
No vaccine or specific treatment for COVID-19 infection is available. Hospitals can provide supportive care for infected people.

How do I reduce the risk of NCOV 19?
Here are some of the guidelines that might help in lowering the risk for NCOV 19.

















Also, always observe proper social distancing. Avoid crowded places and set aside parties or celebrations like birthdays and the like. 

If somehow, you feel odd about yourself and are not sure about what you're feeling, contact your healthcare provider so they can assist you on what to do.
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Medicare Part D Costs for 2020

Before 2006, Medicare did not cover prescription medications. There was a limited number of medications that were offered under Medicare Part Band,  and otherwise, you had to pay for your medications out of pocket. In 2003, everything had changed when President George W. Bush passed the Medicare Prescription Drug, Improvement, and Modernization Act (MMA). This is what we now know of as  Medicare Part D , an optional part of Medicare that provides prescription drug coverage. Part D plans are run by private insurance companies and not by the government. However, the federal government sets guidelines on what basic medications are covered and how much you can be charged.  A deductible is the amount of money you spend out of pocket before your prescription drug benefits begin. Your plan may or may not have a deductible. The maximum deductible a plan can charge for 2020 is set at $435. It has increased by  $20 from 2019. Part D
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Benefit Period

The benefit period is the length of time during which a benefit is paid. It   measures your use of  inpatient  hospital and  skilled nursing facility (SNF)  services. This  begins the day you are admitted as an inpatient, or to an SNF, and ends the day you have been out of the hospital or SNF for 60 days in a row. After you meet your  deductible ,  Original  Medicare  will pay in full for days 1 to 60 that you are in a hospital. The remaining days, 61-90 , you will have to pay a  daily coinsurance. If your 90 days of hospital coverage has been consumed but you need to stay longer, Medicare covers up to 60 additional lifetime reserve days and yo u will also have to pay a daily  coinsurance . These days are nonrenewable , meaning you will not get them back when you become eligible for another benefit period. If you run out of days during your benefit period, Medicare will stop paying for your in-patient related hospital costs such as room and board.  To be eligible for a new b
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Comparing Health Care Providers

How do I compare the quality fo Health Care Providers? Medicare collects information about the quality and safety of medical care and services given by most health care providers (and facilities). Check Medicare.gov/quality-care-finder and get a snapshot of the quality of care they give their patients. Some feature a star rating system to help you compare quality measures that are important to you. Find out more by: Talking to your health care provider. Each health care provider should have someone you can talk to about quality. Asking your doctor or other health care provider what he or she thinks about the quality of care other providers give. You can also ask your doctor or other health care provider about the quality of care information you find on Medicare.gov . Having access to quality and cost information upfront helps you get a complete picture of your health care options. You'll be able to compare quality ratings, cost information, and other details to hel
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