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Coronavirus and NCOV19 : Everything you need to know

What is
Coronavirus?
Coronaviruses are a family of viruses that causes respiratory illness in people once infected. They circulate among animals, including camels, cattle, cats, and bats. They have this crown-like shape or halo thus called - Corona. Coronaviruses are zoonotic, meaning they are transmitted between animals and people.  Detailed investigations found that SARS-CoV was transmitted from civet cats to humans and MERS-CoV from dromedary camels to humans. Several known coronaviruses are circulating in animals that have not yet infected humans. 

Common signs of infection include respiratory symptoms, fever, cough, shortness of breath and breathing difficulties. In more severe cases, the infection can cause pneumonia, severe acute respiratory syndrome, kidney failure, and even death. 

How is the Novel Coronavirus, COVID-19 Different from Other Coronaviruses?
Just like other viruses that cause smallpox, chickenpox, and monkeypox, different coronaviruses also causes different diseases in people. The Severe Acute Respiratory Syndrome coronavirus causes SARS and the Middle East Respiratory Syndrome coronavirus causes MERS. The novel coronavirus, COVID-19 is one of seven types of known human coronaviruses. COVID-19 evolved from a virus previously found in animals.

What are the Signs and Symptoms of COVID-
19 infection?









Patients with confirmed COVID-19 infection has reportedly had mild to severe respiratory illness with symptoms such as fever, cough, and shortness of breath. Today's new strain includes diarrhea as its sign and symptom.

What Should I Do if I Think I Have Been
 Infected with COVID-19?
Alert your healthcare provider immediately if you think you may be infected with COVID-19, including if you have been exposed to someone with the virus and have signs and symptoms of infection. If you are experiencing symptoms, you should tell your healthcare provider about any recent travel to areas where COVID-19 is spreading.
If you believe you have been exposed to the job, alert your supervisor or occupational health clinic immediately.
However, the new strain of NCOVID now develops asymptomatic cases or people don’t show signs and symptoms and they are not aware that they have already been infected. Thus, if you have a history of traveling outside your state or outside the country, you must submit yourself for testing so as to rule out the possibility of being infected.

How is COVID-19 Diagnosed?
Your healthcare provider can determine if your signs and symptoms are explained by other causes, or if there is reason to suspect you may have COVID-19. If laboratory testing is appropriate, your healthcare provider will work with health officials in your state.

How is COVID-19 Treated?
No vaccine or specific treatment for COVID-19 infection is available. Hospitals can provide supportive care for infected people.

How do I reduce the risk of NCOV 19?
Here are some of the guidelines that might help in lowering the risk for NCOV 19.

















Also, always observe proper social distancing. Avoid crowded places and set aside parties or celebrations like birthdays and the like. 

If somehow, you feel odd about yourself and are not sure about what you're feeling, contact your healthcare provider so they can assist you on what to do.
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NCOV -19 and MEDICARE 2020

Medicare Part B , which includes a variety of outpatient services cover medically necessary clinical diagnostic laboratory tests when a doctor or other practitioner orders them. Medically necessary clinical diagnostic laboratory tests are generally not subject to coinsurance or deductible. It will cover medically necessary imaging tests, such as computed tomography (CT) scans, as needed for treatment purposes for lung infections, however not for screening asymptomatic patients. For those imaging tests paid by Part B, beneficiary coinsurance and deductible would apply. If the Part B deductible ($198 in 2020) applies to the Part B services, beneficiaries must pay all costs - up to the approved amount of Medicare until the beneficiary meets the yearly Part B deductible. Once it is met, Medicare pays its share, and beneficiaries typically pay 20% of the approved amount of the service, except laboratory tests. There’s no yearly limit for what a beneficiary pays out-of-pocket tho
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Cardiovascular Disease Risk Reduction

Cardiovascular disease generally refers to conditions that can lead to a heart attack or stroke. Cardiovascular disease risk reduction visits can help detect and prevent this disease. How to know if I am Eligible? Medicare   Part B  covers an annual cardiovascular disease risk reduction visit with your primary care  provider . You do not need to show any signs or symptoms of cardiovascular disease to qualify for screening, but you must be considered competent and alert when counseling is provided.  During the screening, your provider may; Encourage aspirin use if the benefits outweigh the risks You are a man  of age 45-79 Or a woman of age 55-79 Screen for high blood pressure if you are age 18+ Provide behavioral counseling and tips to encourage a healthy diet Note: Men under 45 and women under 55 are not encouraged to use aspirin as a tool to reduce cardiovascular disease. How much will it cost? If you are eligible,  Original Medicare  will cover your cardiovascular disease risk red
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Lifetime Reserve Days

There are  90 days of  inpatient  hospital care coverage on Original Medicare for each  benefit period , In addition, you also have an additional 60 days of coverag e , called LIFETIME RESERVE DAYS .   These Lifetime Reserved Days  can be used only ONCE, and you will pay a  coinsurance  for each of it. To have a better understanding of it, let’s imagine an individual who had a 120-day  Medicare -covered inpatient stay, this means that they used 30 lifetime reserve days. After they have been out of the hospital for 60 days in a row, they will be eligible for another 90 days of hospital coverage because they will be in a new  benefit period . However, if they need  inpatient care  beyond the benefit period maximum, they will only have 30 of their 60 lifetime reserve days remaining. The above example illustrates that lifetime reserve days do not have to be applied to the same hospital stay. If you need to stay in the hospital twice for 120 days each time during different benefit
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